Loan Application Process

Thank you for your interest in applying for financing with Riviera Financial using our secure and encrypted portal.

To begin the application process:

2.) Please download the Borrower Authorization PDF Form (you will need to sign and upload below).

3.) Please complete the form below and upload all financial documents required for the loan process.

4.) Once you have completed the form, remember to check the “I Accept” checkbox, verify the reCAPTCHA and press the SUBMIT button to submit the form. Please wait until you have received a confirmation below the form with a success message before exiting the page.

CONTACT US: If you need assistance, please contact us.

COMPLETE YOUR LOAN APPLICATION

Thank you for your interest in applying for financing with Riviera Financial using our secure and encrypted portal.

Begin the application process by reviewing important information below and completing the Borrower Authorization Form before moving on to the Secure Document Upload Form

Complete Loan Application

COMPLETE THE LOAN APPLICATION on our portal and save a file for usage in the form below.

The form is needed to upload below
One free ticket per special exhibition
Two single-use guest passes per year

LOAN APPLICATION

BORROWER AUTHORIZATION FORM

DOWNLOAD & COMPLETE THE BORROWER AUTHORIZATION FORM

As part of the loan application, this document is required

Important

We require all pages of all documents without any redactions.

Please complete the form below and upload all financial documents required for the loan process.

Once you have completed the form, remember to check the “I Accept” checkbox, verify the reCAPTCHA and press the SUBMIT button to submit the form. Please wait until you have received a confirmation below the form with a success message before exiting the page.

Document Upload For

Please enable JavaScript in your browser to complete this form.

Borrower Information

Name

First

Last

Layout

Phone Number

Property Address

Address Line 1

City

State

Zip Code

Loan Information

Layout

Loan Amount

Value / Sales Price

Transaction Details

Type of Transaction

Property Type

All Files

To Upload Files: Drag files from your computer one by one onto into the empty space for each form and release.

Or, select the “Browse Files” and you can upload multiple files at once. Files that are successfully uploaded will show a green progress bar.

Layout

Signed Loan Application

Click or drag files to this area to upload. You can upload up to 10 files.

Borrower Authorization Form

Click or drag files to this area to upload. You can upload up to 10 files.

Copy of Driver’s License

Drivers License

Click or drag files to this area to upload. You can upload up to 3 files.

Salaried Applicants

Layout

Complete Paystubs

Click or drag files to this area to upload. You can upload up to 10 files.

2022 W2’S

2022 W2'S

Click or drag files to this area to upload. You can upload up to 10 files.

2023 W2’S

2023 W2'S

Click or drag files to this area to upload. You can upload up to 10 files.

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

Click or drag files to this area to upload. You can upload up to 10 files.

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

Click or drag files to this area to upload. You can upload up to 10 files.

Self Employed Applicants

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2022 SIGNED FED TAX RETURN (ALL PAGES)

Click or drag files to this area to upload. You can upload up to 10 files.

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2023 Signed Federal Tax Return with All Schedules/Pages (All Pages)

Click or drag files to this area to upload. You can upload up to 10 files.

Miscellaneous Documents

COPIES OF K1’S (2022)

K1 Documents (2022)

Click or drag files to this area to upload. You can upload up to 10 files.

COPIES OF K1’S (2023)

K1 Documents (2023)

Click or drag files to this area to upload. You can upload up to 10 files.

Assets

CHECKING/SAVINGS

Copies Of Bank Statements For Past 2 Months (All Pages)

Checkings/Savings Statements for Past 2 Months (All Pages)

Click or drag files to this area to upload. You can upload up to 10 files.

GIFT FROM FAMILY

Gift Letters From Donor & Verification Of Source (Bank Statements)

Click or drag files to this area to upload. You can upload up to 10 files.

STOCK BROKERAGE OR MONEY MARKET STATEMENTS

Statements From The Past 2 Months (All Pages)

Stock Brokerage or Money Market Statements

Click or drag files to this area to upload. You can upload up to 10 files.

RETIREMENT ACCOUNTS

Past 2 Months Or 1 Quarter (All Pages)

Retirement Accounts

Click or drag files to this area to upload. You can upload up to 10 files.

Property Documentation

HOMEOWNERS INSURANCE POLICY – DECLARATIONS PAGE

Annual Premium, For All Properties Owned

Homeowners Insurance Policy – Declarations Page

Click or drag files to this area to upload. You can upload up to 10 files.

COPY OF NOTE FOR 2ND

(If Subordinating Current 2nd Trust Deed)

Copy of Note For 2nd – if Subordinating Current 2nd Trust Deed

Click or drag files to this area to upload. You can upload up to 10 files.

HOA CONTACT INFORMATION

In Order To Obtain Certificate, Insurance & Budget

HOA Contact Information – In Order To Obtain Certificate, Insurance & Budget

Click or drag files to this area to upload. You can upload up to 10 files.

MORTGAGE STATEMENTS

Copies Of Current Mortgage Statements For All Properties Owned

Mortgage Statements

Click or drag files to this area to upload. You can upload up to 10 files.

COPY OF TRUST AND/OR TRUST CERTIFICATE

Copies Of All Trust Documents And Trust Certificates

All Trust Documents and Trust Certificates

Click or drag files to this area to upload. You can upload up to 10 files.

LEASE AGREEMENTS

Copies Of Lease Agreements For All Rental Properties Owned

Lease Agreements

Click or drag files to this area to upload. You can upload up to 10 files.

Agreement to Terms

Do not make any significant financial purchases during the loan process.

A final credit check will be performed prior to close; there cannot be adverse items at this time. No credit purchases – borrower cannot obtain any new debt previously undisclosed.

Please do not make any changes in employment if possible. Additionally, pleaase do not make any movement of assets during the loan process.

Signature & Consent

Checkboxes

Agree to Terms

Upon successful completion of the form, you will receive an email notification your documents are submitted, in addition to your lender reaching out for next steps, and to answer any questions you may have.

Secure Document Upload

Loan Application Process

COMPLETE YOUR LOAN APPLICATION

Use the guide to complete your loan application process, utilizing a secure end-to-end encryption portal.

Thank you for your interest in applying for financing with Riviera Financial using our secure and encrypted portal.

Begin the application process by reviewing important information below and completing the Borrower Authorization Form before moving on to the Secure Document Upload Form

Complete Loan Application

COMPLETE THE LOAN APPLICATION on our portal and save a file for usage in the form below.

BORROWER AUTHORIZATION FORM

DOWNLOAD & COMPLETE THE BORROWER AUTHORIZATION FORM

Important

Document Upload For

Borrower Information

Property Address

Loan Information

Transaction Details

Property Type

All Files

Signed Loan Application

Borrower Authorization Form

Copy of Driver’s License

Salaried Applicants

Complete Paystubs

2022 W2’S

2023 W2’S

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

Self Employed Applicants

2022 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

2023 SIGNED FEDERAL TAX RETURNS WITH ALL SCHEDULES/PAGES

Miscellaneous Documents

COPIES OF K1’S (2022)

COPIES OF K1’S (2023)

Assets

CHECKING/SAVINGS

Copies Of Bank Statements For Past 2 Months (All Pages)

GIFT FROM FAMILY

Gift Letters From Donor & Verification Of Source (Bank Statements)

STOCK BROKERAGE OR MONEY MARKET STATEMENTS

Statements From The Past 2 Months (All Pages)

RETIREMENT ACCOUNTS

Past 2 Months Or 1 Quarter (All Pages)

Property Documentation

HOMEOWNERS INSURANCE POLICY – DECLARATIONS PAGE

Annual Premium, For All Properties Owned

COPY OF NOTE FOR 2ND

(If Subordinating Current 2nd Trust Deed)

HOA CONTACT INFORMATION

In Order To Obtain Certificate, Insurance & Budget

MORTGAGE STATEMENTS

Copies Of Current Mortgage Statements For All Properties Owned

COPY OF TRUST AND/OR TRUST CERTIFICATE

Copies Of All Trust Documents And Trust Certificates

LEASE AGREEMENTS

Copies Of Lease Agreements For All Rental Properties Owned

Agreement to Terms

Do not make any significant financial purchases during the loan process.

Signature & Consent

Upon successful completion of the form, you will receive an email notification your documents are submitted, in addition to your lender reaching out for next steps, and to answer any questions you may have.

Robert Kirkland